The ability to earn an income is your greatest asset; it allows you to continue with your chosen lifestyle and it gives you the freedom to make choices about your life. If your income ceased today how would you cope?

Would you want your income replaced, your mortgage paid and maybe even the bills paid as well. We can help you with this by using one or all of the following covers. These covers pay you a monthly benefit if you are unable to work due to suffering a continuous illness or injury for longer than your chosen wait period.

Household Expenses Cover provides a financial safety net should you be disabled as a result of sickness or injury, and unable to meet your regular household expenses.

Income Protection
The monthly benefit is designed to replace a significant portion of lost income to help maintain your usual lifestyle during treatment and recovery. In the event of an accident any ACC payments received will be offset against the benefit.

Mortgage Repayment
The monthly benefit is designed to cover mortgage repayments on your behalf during treatment and recovery. This cover has no offsets.

Household Expenses
The monthly benefit is designed to cover essential household expenses on your behalf during treatment and recovery. This cover has no offsets.

 

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